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If a semi-truck hit your car, you’re going to need a lawyer for the chance to collect the compensation you deserve. Granted, a lawyer is recommended after any motor vehicle accident, as you’re urged to explore the damages you may be entitled to.

But a lawyer is especially advised in truck accident cases. This is because these cases are usually more complex than average, and the stakes are higher due to the severity of injuries and property damage. Take a look at why you need a truck accident lawyer, and then set up a consultation at a local law firm to start your case.

Is There More Than One Liable Party?

In most truck accidents, the truck driver is one of a few parties that could be liable for the accident. While the driver may have caused the crash due to an error in judgment, such as drowsy or distracted driving, someone else may have contributed to this decision.

For example, the driver’s employer could have promised rewards if the driver drove several hours in a row without sleeping, leading to driver fatigue. Similarly, someone else in the truck could have distracted the driver, or the truck’s brakes might have failed.

These situations could mean others are liable for the crash, ranging from the trucking company to the truck manufacturer. In that case, you’ll be grateful to have a truck accident lawyer to handle your complicated claim.

What Evidence Do You Need?

You should always take pictures of the accident scene after a truck crash. This way, your lawyer will have proof of your injuries and vehicle damage. However, some evidence will be difficult for you to acquire, so it’s better to let your attorney gather it.

For example, your truck accident claim may depend on details you can only get from the driver’s logbook, GPS device, or semi-truck maintenance records. You might also need access to the driver’s driving record and blood test results to determine if they have a history of negligence or were impaired. It’s much easier for an experienced car accident lawyer to collect this information than for accident victims.

What’s the Cost of Your Damages?

Finally, truck accident claims tend to involve a lot of money, more than the average car accident claim. This is because large, heavy vehicles usually cause more damage to passenger cars and their drivers than smaller vehicles. As a result, your injuries might be severe, requiring major surgery and years of rehabilitation.

You may have also lost a loved one in a fatal truck accident, in which case you’ll need compensation for wrongful death. You will likely have to buy a new car due to the extreme damage to your vehicle, as well. This is why your claim will probably be worth too much to handle alone, so contact our law office today at (713) 489-4270 to hire a lawyer.

One of the most important tasks after a car accident is determining fault. After all, the at-fault party’s insurance provider is usually liable for paying the expenses that accident victims have after a crash. This makes figuring out who is at fault critical for every car accident case.

As you might imagine, this process isn’t always simple. In many cases, even when you’re sure the other driver caused the accident, they’re unlikely to admit it. This is why you need a car accident lawyer to prove fault, with some help from the evidence you can collect from the accident scene.

What Evidence Can You Provide to Assist with Determining Liability?

You might remember someone speeding toward you right before the crash, so maybe you’re sure the other driver was at fault, but you need evidence to prove this. Otherwise, the other driver can deny it. In that case, you may have to wait for the police to conduct a lengthy investigation that involves examining skid marks on the road and talking to witnesses.

This is why it’s critical for you to collect evidence directly after a car accident. The more proof you have of how the accident happened, the better. Right after the crash, you should take videos and pictures of the damage to your car, your injuries, and traffic signals and signs in the area. You should also get contact information for witnesses. Your car accident lawyer from Houston can use this evidence to help determine fault.

How Will Additional Evidence Help?

If you couldn’t take pictures or talk to witnesses, don’t worry. Your car accident attorney can gather evidence after the crash, too. Some accident victims are too wounded to collect evidence before getting medical attention. This is where your lawyer can come in and help.

When you hire a legal team, they will ask for any photos, videos, and witness information you have. Then will then move on to other sources for additional information, such as medical records that show how severe your injuries were, and the police report to look at how the accident occurred. They can also request footage from nearby traffic cameras. Putting all this evidence together can explain how the crash happened and who is at fault.

Why Should You Hire a Car Accident Lawyer?

As you can see, determining liability is often a collaborative effort, not something you can easily do alone. Even if you take pictures and videos of the accident scene to send to insurance, the at-fault driver is likely to fight back and insist they’re not to blame.

This is why you will need a legal professional on your side to acquire and scrutinize all evidence. If you’re ready to get the help you need determining liability, call our law firm at (713) 489-4270 to talk to trusted car accident lawyers.

In personal injury claims, video camera footage can be vital evidence to prove who is liable for your injuries. It is common for liability to be heavily disputed by insurance companies and the parties involved. If you believe that another party’s negligence was the cause of your accident and you have video evidence, it can help set the record straight.

How Video Footage Can Prove Negligence

Video cameras are everywhere today, from red light cameras at intersections to security cameras in stores, office buildings, parking lots, dash cams, doorbells, and of course, on phones. Camera footage can be a powerful piece of evidence if it shows the actual incident as it occurred and supports your claim regarding the type of injuries you sustained.

When proving a personal injury claim, you must be able to establish that the at-fault party was negligent or breached their duty of care by failing to keep you safe from harm. For instance, a driver breaches their duty of care by driving while intoxicated; a business owner breaches their duty to keep their premises reasonably safe for visitors by failing to maintain sidewalks, etc.

Whether a duty is owed to an injured person is fairly straightforward in most cases and typically isn’t contested.  However, whether a party was negligent or breached their duty is almost always challenged. Evidence of negligence often hinges on the injured person’s testimony and credibility. However, video camera footage of the accident can support your claim that the other party is responsible for damages due to their negligent actions or lack thereof.

How To Obtain Video Camera Footage of Your Accident

If you believe there is video camera footage of your accident, any evidence captured on those cameras is owned by either public or private entities. They are typically only kept for a short time, possibly as little as 72 hours, before being deleted or copied over. Since it is essential to collect video evidence as soon as possible and you need to seek medical attention immediately, a personal injury attorney is the best person to coordinate the request process before the footage of your accident is erased. They can assist you with:

• Determining where and if there are any traffic cameras or businesses with security cameras near the accident scene.
• Contacting the parties who own and operate the cameras.
• Completing any forms and information required to obtain the video footage.
• Reviewing, storing, and sending the correct video files, as well as determining if they will support your injury claim.

Police are not required to disclose the location of traffic or security cameras that are near where your accident took place. They also do not have to provide evidence for your personal injury case, other than a police report.

Our Houston Personal Injury Lawyers Are Ready to Help

Liability in personal injury cases is rarely cut and dry. Don’t wait to speak with one of our personal injury lawyers so we may begin investigating immediately and collect any video camera footage that is available to support your claim. Call (855) 545-1777 and schedule a free consultation today.

The Move Over/Slow Down law in Texas requires motorists to change lanes and take caution on the road when approaching an authorized emergency or service utility vehicle and personnel while they are stopped on the side of the road. It is designed to keep first responders, police officers, and TxDOT workers safe. Any driver who violates this law can face steep penalties.

What To Know About the Move Over/Slow Down Law in Texas

The Texas Move Over/Slow Down law (TTC § 545.157) specifically requires drivers to:

• Vacate the lane closest to the applicable vehicles stopped on the side of the road (if the road has multiple lanes traveling in the same direction) or
• Slow down to 20 mph below the speed limit. (If the speed limit is below 25 mph, the driver must slow down to 5 mph)

The original Move Over/Slow Down law was passed in 2003 and did not include service utility vehicles. As of September 1, 2019, service utility vehicles have been added, such as TxDOT vehicles, tow vehicles, power utility vehicles, and garbage and recycling vehicles. Along with police, fire, and EMS that are stopped on the side of the road with emergency lights activated.

Violations of this law can result in a fine of up to $200, and the fine increases to $500 if there is property damage. If violators cause bodily injury, they can be charged with a Class B misdemeanor, resulting in possible jail time and a maximum fine of $2,000.

Between 2016 and 2020, Texas DPS Troopers have been in 65 stationary crashes where either the Trooper or their vehicle was struck while stopped on the side of the highway doing their job.

How a Violation of the Move Over/Slow Down Law Can Impact a Car Accident Claim

While a Move Over/Slow Down violation can seem minor, it can cause significant repercussions in the event of an accident. If you are involved in a collision and cited for a Move Over/Slow Down violation, it will be particularly challenging to deny liability. If the other party can prove the accident would not have occurred if not for your negligence, then you will most likely be held responsible for the crash. Under Texas’ rule of comparative fault, you cannot recover compensation after an accident if you are found 51% or more at fault.

Common Defenses to the Move Over/Slow Down Law

Many times, factors like weather or traffic may prevent you from being able to safely move a lane away from vehicles parked on the side of the road. This has long posed a problem, as the specifics about what a driver should do in this scenario aren’t directly addressed. If you can prove that you were unable to move over or slow down, it may limit your liability for an accident.

Contact Us Today

If you or someone you love has been injured in a car accident that involved the Move Over/Slow Down law in Texas, call the Milano Legal Group. Our Houston car accident lawyer is here to help and fight for the compensation you deserve. Reach us online or call (713) 489-4270 today to schedule your free consultation.

A ridesharing accident is different from a typical car accident since liability isn’t always straightforward. Normally, an at-fault driver is responsible for resulting damages, but that can change if they were working at the time the accident occurs.

Who Can I File a Claim Against?

Both Uber and Lyft require drivers to have their own personal auto insurance policy and will only provide coverage themselves under certain conditions. Proving liability in these cases can be challenging since rideshare companies consider their driver’s independent contractors rather than employees. Because of the various factors that add complexity to rideshare claims, immediately contact a car accident lawyer who can help you determine liability and which party to file a claim against.

Uber Insurance Coverage

Uber provides coverage for their drivers, as follows:

• Offline or the Uber App is Off: only the driver’s personal insurance will apply to the accident.

App is On, and the Driver is “Available” or Waiting for a Ride Request: Uber’s contingent liability coverage applies, but only to the losses sustained by others who were injured or had their property damaged. This includes:

•  $50,000 in bodily injury per person
•  $100,000 in bodily injury per accident
• $25,000 in property damage per accident

The Uber driver must access their personal policy for their own injuries or vehicle damage.

Driver Has Accepted a Ride or Until Passenger is Dropped Off: Uber’s commercial insurance coverage applies, which includes:

• $1,000,000 per accident for property damage and bodily injury, and another $1 million if the other driver is uninsured or underinsured.
• Uninsured/underinsured motorist bodily injury, limits will vary by state.

Contingent comprehensive and collision:

• Up to the actual cash value of the car with a $2,500 deductible. (Effective 3/1/21)
• Certain vehicles offered through the Vehicle Marketplace are subject to a $1,000 deductible.

Lyft Insurance Coverage

Lyft policies are similar to Uber, and they apply in the following situations:
Offline or Lyft App is Off: only the driver’s personal auto insurance applies.App is On, Lyft Driver is Waiting for a Ride Request: the driver’s private insurance will apply unless their insurance company refuses to cover it. In that situation, Lyft’s policy will cover:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $25,000 per accident for property damage.
• Driver Has Accepted a Trip or Until Passenger is Dropped Off: Lyft’s $1 million policy will apply to the collision.

What If Another Driver Hits Your Uber or Lyft Car?

When another driver crashes into your Uber or a Lyft vehicle, the at-fault driver’s insurance will apply. If you are injured as a passenger, you can file a claim with the other driver’s auto insurance company to cover your medical bills and lost income.

What If You Are Driving and An Uber or Lyft Car Hits You?

If an Uber or Lyft driver causes an accident, you may be entitled to compensation from both their personal auto insurance and the rideshare company. However, it will depend on if the driver was considered working at the time, and Uber or Lyft may be quick to deny responsibility in an injury claim.

Speak to a Qualified Attorney

If you have been injured in a Houston rideshare accident, contact the Milano Legal Group. We’ll help you decide the best course of action in your case. Call (713) 489-4270 for a free consultation today.

If you were injured in a car accident caused by a recalled part, you may be able to pursue compensation from multiple parties, including the manufacturer. In Texas, product liability laws make any person or entity involved in creating or marketing a dangerously defective product legally responsible for injuries that occur.

Who’s Responsible?

When a part or system failure results in an accident, you may have a viable case against the manufacturer. Recalls are issued to protect consumers from vehicle defects that endanger motorists or limit a car’s proper operation. However, a product recall does not protect them from being held liable, and defects often cause accidents long before the designer or manufacturer takes responsibility.

To have a viable case against the vehicle manufacturer, you must establish that the defective part caused your injuries. The most critical piece of evidence is the vehicle or part itself. Preserving it immediately after the crash is vitally important.

In many cases, you may be able to hold more parties accountable for the crash. The chain of distribution for cars, from designers and parts manufacturers to assembly plants and distributors, means that several parties have a responsibility to protect consumers from the effects of defective parts or design.

How a Vehicle Recall can Impact Your Injury Claim

Before an attorney can say whether your accident caused by a vehicle recall entitles you to compensation, some relevant questions must be answered.

• Did you know about the recall?  The first question is whether you even received notice of the recall. If not, then you cannot be responsible for not knowing that your vehicle needed to be serviced to correct the defective part.
• When did you know about the recall?  Assuming you did receive notice of the recall, the next question is when you received it in relation to the crash.  If the notification came the day before, then it is less likely that you can be at fault for failing to correct the defect. On the other hand, if you’ve known for months, you may be partially responsible for the accident, which can ultimately reduce your compensation.
• How clear were the instructions?  When you receive a recall notice, it should be accompanied by instructions telling you what must be done in response. In most cases, you will need to contact the local car dealership and schedule an appointment to have the defective part repaired or replaced.  A recall notice that does not provide clear directions may offset your failure to respond appropriately.
• How reasonable were your actions?  If you took appropriate action and the accident still occurred, then the failure to fix a defective part should not impact your case. For instance, if the dealership tells you to continue driving your car until the necessary parts arrive, then it may be difficult to place blame on you for an accident.

We Can Help

If you or a loved one has been injured in a Texas car accident caused by a defective part, contact Milano Legal Group. Our Houston Car Accident Lawyer can discuss your legal options in a free consultation. Message us online or call today (713) 489-4270.

As you pursue damages after a car accident, you might wonder what kind of evidence you will need to prove your case. The good news is that your car accident lawyer will have recommendations based on the details of the crash, as lawyers often turn to other professionals for help strengthening a claim.

More specifically, your lawyer might hire an accident reconstructionist to assist with your case. Accident reconstruction focuses on finding and analyzing data that can determine how and why the accident occurred. Take a look at how this process works and why you might need an accident reconstructionist for your case.

What Does an Accident Reconstructionist Do After a Car Crash?

When your car accident attorney hires an accident reconstructionist, the goal is typically to find out which driver caused the crash and how it happened. This requires the accident reconstructionist to collect a variety of data for analysis to determine the following details:

• How fast the vehicles involved were driving
• Whether a driver ran a red light or stop sign
• Whether a driver made an unsafe lane change or turn
• The condition of the roads at the time of the crash
• The condition of the cars involved, including vehicle defects or improper maintenance

Finding these answers may give your case the evidence necessary to identify the at-fault driver and pursue damages. If you think an accident reconstructionist could help your case, be sure to hire a lawyer who has worked with these professionals before.

What Information Does an Accident Reconstructionist Use to Form Their Opinion?

In the best case, an accident reconstructionist will have access to the scene of the accident to gather all evidence from the crash. However, this is not always possible, as the accident scene typically gets cleaned up quickly. The good news is that you can collect evidence to give your lawyer to hand off to the accident reconstructionist.

Some evidence that will help an accident reconstructionist includes photos and videos of the damage to your car and your injuries. You should also photograph the crash scene as a whole, as traffic signals and skid marks on the ground can tell an accident reconstructionist how the accident occurred. This professional can also get access to traffic camera footage, black boxes, your medical records, and witness statements.

What Can an Accident Reconstructionist Do for Your Case?

You might find that the at-fault driver who hit your car refuses to admit they caused the crash. They might even claim that you’re the at-fault driver. When this happens, it’s best to have hard evidence on your side, such as results from an accident reconstructionist’s investigation.

This can prove that the other driver made a careless decision on the road that caused them to crash into your car, resulting in property damage and injuries. If this sounds beneficial for your case, talk to a car accident lawyer from Tucson who works with accident reconstructionists. Contact our law office today at (713) 489-4270 to start your case.

While there is no definitive formula or method of calculation that will determine the average car accident settlement amount, there are many factors that can come into play in how your claim or case with the insurance company will be evaluated by the insurance company and the jury. We can list these factors as follows:

1. Concrete Situation

Your “own” concrete situation is very important, as the concrete situation will vary from case to case. Factors such as the amount of damage to your vehicle, which city in Texas can be sued, where the competent court is, whether you have a witness or any other evidence that you can prove the other party’s fault in the accident, whether the defect rates in the accident are controversial, whether you are not wearing your seat belt, etc. may be in your favor. It could be against you too.

2. Medical Treatment

Your amount of medical treatment will definitely affect your compensation amount. For example, if you went directly to the emergency room by ambulance from the accident scene and then continued your treatment with the relevant doctors, this will affect you positively while determining the compensation amount. A stable medical treatment, which is verified by doctor/hospital reports and invoices, is one of the most important factors in calculating the injury accident compensation amount.

3. Severity Of Injury

The severity of your injuries is just as important as your medical treatment amount when determining compensation. The more serious your injuries are, the higher the compensation will be, considering other factors are in your favour.

4. Insurance Policy Limits

The limits of the other party’s insurance policy significantly affect the amount of compensation you can receive. For example, suppose the other party’s insurance policy has a minimum coverage for bodily injury. Minimum limits in Texas are $30,000 per person and $60,000 per accident. In this case, the other party’s insurance will be liable within the limits specified in the previous sentence. In this case, if you have a driver’s coverage that does not have sufficient insurance in your own policy, you can apply for this coverage. Or, if you do not have such a guarantee and your losses exceed the minimum limits of the other party’s insurance, you can sue the party that caused the accident for compensation for your losses. However, suing a person who is already unable to pay his debts/bankruptcy may be fruitless.

5. Previous Claims

Each insurance company examines whether the injured victim has filed another claim in the past. If a large number of claims have been filed in the past, insurance companies may use this as a justification for reducing the amount of compensation or rejecting the claim altogether. When they see a large number of pre-opened requests or they feel suspicious about an already filed request, they will turn your request over to the fraud department, also known as the Special Investigation Unit, for review.

6. Insurance Company

Just like any other product and service on the market, the insurance you buy comes in different quality levels. In return for very cheap premiums, they write only minimum policies, specify “specific driver names” in the policies they write, only cover these drivers, and when there is another person driving the vehicle other than these names, they exclude the damages caused by the accident they have done, that is, they are filed against them. There are also insurance companies that do everything they can to get every claim covered in some way. The good news is that; As of January 1, 2020, it is no longer legal to write insurance policies by specifying only certain driver names. If you had to deal with such an insurance company,

7. Mutual Defect

Texas has adopted the Modified Mutual Fault rule. This means: If you are also at fault in the accident, the compensation you will receive for your damages will be reduced in proportion to your fault. For example, let’s say you are 50% at fault in the accident and your total damage is $100,000. In this case, you are entitled to compensation for 50% of your losses, ie $50,000. Also, according to this rule, you are not entitled to compensation for your losses if you are more than 50% at fault.

8. Health Insurance / Medicaid / Medicare

If your health insurance, Medicaid, or Medicare has paid for some or all of your treatment bills, this may adversely affect the injury car accident compensation amount. Texas Civil Practice and Remedies Act Section 41.0105  and Texas Supreme Court,  Haygood v. DeEscabedo  and  Daughters of Charity Health Serv. of Waco v. Linnstaedter has considered  cases where a source of coverage, such as health insurance, pays a lower amount for the injured party’s treatment bills and how this will affect the amount of compensation the injured party can receive. Haygood According to the case, reimbursement of treatment bills paid by these sources on behalf of the injured person is limited to the amount actually paid. That is, if your health insurance, Medicaid, or Medicare pays a lower amount for your treatment bills, the amount of damages you claim may also be reduced.

9. Plaintiff’s Profile

The claimant’s treatment history and whether they have any pre-existing conditions have a major influence in determining the amount of compensation. In addition, the plaintiff’s age, gender, occupation, criminal record and physical appearance also affect the settlement amount. The age of the claimant may affect the amount or amount of compensation for certain damages, for example, depending on whether the injury aggravates a pre-existing condition (eg, degenerative disc disease). Insurance companies may also consider the plaintiff’s gender and occupation when assessing whether the plaintiff can paint a strong and credible portrait before a jury. Juries see certain professions as more reliable (eg nurses). These facts affect the amount of injury car accident compensation.

10. Defendant’s Profile

This is true of the defendant’s background, just as juries tend to view certain characteristics of the plaintiff as either negative or positive. For example, important factors such as the defendant’s past accidents, i.e. driving record or whether the defendant is a “company”, significantly affect the amount of injury car accident compensation. In cases where the defendant is a company, the amount of compensation tends to increase.

11. Aggravating Factors

If the defendant drove while intoxicated and caused an accident or was hit and run, the insurance company would be more willing to allocate a larger amount of funds to settle the outcome of the case to avoid paying punitive damages, taking into account the gross negligence of its insured. In such cases, the risk is certainly greater for insurance companies. Therefore, the value of such cases is greater.

Any traffic accident, no matter how small, is already stressful and frightening enough. However, accidents involving large commercial vehicles such as a lorry or 18-wheeler are far more dire. Such accidents can often have disastrous consequences due to the size of the truck and, in some cases, the weight of its cargo. If you or someone you love gets hit by a large vehicle like a truck or 18-Wheeler, it’s important to know what to do next.

What to Do Immediately After the Accident

Getting legal advice on accidents involving large commercial vehicles such as a lorry or 18-wheeler is primarily best for your health, but also helps you get the best results regarding your claims with the insurance company.

First Make Sure You Are Well And Safe And Call 9-1-1 Immediately

Your top priority is your health and safety. First make sure you are safe and then call 9-1-1. Remain in your vehicle until the response teams arrive. If you are not in a safe position, try to move to the area where you can be safe. If there are other people in the vehicle than you, check their health status. If injured, try not to move them and wait for first responders.

Exchange Information / Documents With The Other Driver

Get all kinds of information about the driver of the commercial vehicle that hit you and the company he works for, including the following:

• Name, address and telephone number of persons involved in the accident
• Insurance information and policy number
• vehicle registration card
• Name, address and phone number of the company where the truck driver works
• The make, model, year, color and license plate of the truck
• VIN number. It is usually located on the lower left windshield and/or inside the driver’s door.

If you are urgently referred to the hospital without obtaining the above information, the police officers arriving at the scene will obtain the above information and prepare an accident report containing this information. Therefore, when you receive the accident report, you will be aware of the above information.

Note All Details About The Accident Site

Make a note of the exact location of the accident, the street names and address, as well as the contact details of each of the witnesses, if any. If you are physically able, take photos of:

• The accident site and its surroundings from all sides and angles
• Any skid marks on the road
• Every vehicle involved in the accident and damage to these vehicles
• Truck driver’s license
• Your wounds.

If you have a dash cam, make sure it records all video footage. All this information will help you a lot in proving that the responsibility in the accident belongs to the other party and in your claims for compensation.

Contact An Experienced Accident Attorney In 18-Wheeler Accidents Within No Time

Get free advice in no time from an experienced accident lawyer in truck and 18-Wheeler accidents. An experienced accident lawyer will guide you through the next steps and to get the maximum compensation for the treatment costs, vehicle damage, loss of salary/wage and all other damages you incurred as a result of the accident.

Why Are Traffic Accidents Caused by Large Commercial Vehicles such as Trucks or 18-Wheels Often Occur?

The most common and illegal actions that cause truck or 18-wheeler vehicle accidents are:

• Not Paying Attention to the Road: Talking on a cell phone while driving, texting, eating / drinking, watching TV or surfing the Internet.
• Long Hours with the Driver on the Road: A truck driver being on the road for long hours can cause him or her to be drowsy, drive carelessly or even fall asleep at the wheel.
• Improper Driving: If the driver uses drugs or alcohol while on the road, there may be aggressive or unsafe driving maneuvers or speeding.
• Failure of the Vehicle to Have Necessary Maintenance: Before starting a journey, especially commercial vehicles such as trucks or 18-Wheelers, it should be ensured that the trailers and all parts of the vehicle are working properly and safely. Overloading the trailer, unsuitable fasteners, deflated tires, broken mirrors and other missing vehicle maintenance can cause serious accidents.
• Poorly Trained Drivers or Lack of Experience. Companies can be negligent when hiring truck drivers. In other words, the drivers who are hired without researching the driving history of the drivers, without the necessary tests on the use of prohibited substances and without a good driving training can cause major accidents.

18-Talk to an Experienced Accident Lawyer About Wheeler Accidents

If you or a loved one is involved in an accident with a vehicle such as a truck or 18-Wheeler, you may be entitled to legal compensation. Contact Milano Legal Group Accident Lawyers who are experienced in this type of accident so we can help you get your life back together and get maximum compensation. Call (855) 720-0495 for a free consultation. Our legal team is at your service 24/7. You can reach us every day of the week and at any time of the day.