Ridesharing is so popular that the chances are high of being involved in an accident with one of these drivers. After a collision, the next steps you take are critical to obtaining the compensation you deserve.
- Stop everything and try not to panic. Check if anyone is injured and, if possible, move yourself to safety or stay in your vehicle.
- Call 911. Emergency responders can attend to anyone injured, and the police will fill out an accident report. This report will play a vital role in proving liability when filing an accident claim. Even if everyone’s injuries were minor, it is in your best interests to have the accident officially investigated, especially when a rideshare driver is involved.
- Gather information. Ask for the names, contact information, and insurance details of everyone involved. If there are any witnesses, ask how you can get in contact with them as well. Eyewitnesses can have a significant bearing on how an insurance provider will treat your claim.
- Don’t admit fault. Choose your words carefully when you’re interacting with the other parties involved. Saying something as simple as “I’m sorry” can imply guilt, which can possibly be used against you when you file an insurance claim.
- Take pictures and/or videos. Photos and videos of the scene, the damage to the vehicles, their positions, and your injuries can be beneficial. Along with witness accounts, photos and video can help you prove liability when it is being disputed.
- Seek medical care. If you were not immediately transported to the hospital, see a doctor as soon as possible. There must be medical records linking your injuries to the accident for you to obtain compensation.
- Call your insurance provider. After collecting all the required information on the other parties, you can notify your auto insurer of the accident and discuss your coverage options.
- Speak to a car accident lawyer. As soon as you can, call a trusted Houston Car Accident Lawyer who is experienced in rideshare accidents specifically. These cases and figuring out which insurance policies apply can be complicated. An attorney will immediately begin investigating to gather the evidence you need to prove liability and obtain compensation to cover your losses entirely.
Can You Sue a Rideshare Company after a Car Accident?
Rideshare companies such as Uber and Lyft consider their employees independent contractors, making suing them for liability very challenging. As of now, legal issues on rideshare company liability are being worked out in the courts, but you do have the right to file an insurance claim.
Uber and Lyft carry commercial insurance coverage with a maximum liability limit of up to one million dollars. However, these policies will only kick in if the driver was on duty at the time of the accident. If the driver did not have an active ride at the time, you can only recover up to $50,000 per injured person, up to two people. Any additional compensation would come from the at-fault driver’s personal insurance policy. Accidents caused by off-duty rideshare drivers must be covered by their personal insurance.
Contact Us Today
If you or a loved one has been severely harmed in a rideshare accident, contact Milano Legal Group. Our Houston Car Accident Lawyer can help you navigate this process and protect your best interests. Schedule your free consultation today.